Combined Single Limit:

Combined Single Limit (CSL) refers to the maximum amount that an insurance company is required to pay for the damages arising out of a single accident. In other words, a Combined Single Limit policy means the combination of both property damage liability as well as bodily injury liability into a single limit. Most insurance providers allow policyholders to choose a combined single limit liability.

For instance, if you have a Combined Single Limit Coverage of $100,000, your insurance provider will pay not more than $100,000 for the property damage and bodily injury per accident, irrespective of the portion of property damaged or the number of people injured in the accident.

The most notable advantage of the CSL is that it offers flexibility in terms of payout. Combined Single Limit insurance coverage usually involves higher premiums than Split Limit coverage. However, it's better to opt for a CSL policy, as it can prove beneficial in the long run.

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