Florida Auto Insurance - What Is A Family Automobile Policy?:

Family automobile policy is an umbrella term for an auto insurance policy that provides coverage to all members in your family. The Family automobile policy is the best and effective way to ensure security to all your family members from automobile accident. With family automobile policy, all the family members are protected under a single insurance policy.

Family automobile policy is the best alternative to buy a separate auto insurance policy for all your family members; this can be very costly, especially if you have a teenage driver in your home. With family automobile policy, you can cover your entire family members at a competitive rate.

The following tips can help you lower your premium amount for your family automobile insurance policy.

  1. Enroll young drivers in your home in to a driving school at an early age; this will help them to get lesson on defensive driving. Most automobile insurance companies offer discount to teen drivers who have completed courses in defensive driving.

  2. Encourage your young ones to study well in school and to secure good grades. Most automobile insurance providers offer discounts on insurance premiums to students who secure good grades. The students must secure at least ‘B’ or better grades.

  3. Young drivers love to drive cars at high speeds and like to drive modern cars. Avoid buying a sporty car or SUV (sports utility vehicle). Instead you can opt for buying an older model, sturdy car this will help you get discount on your insurance premium.

You must notify your insurance provider if your child drives his/her way to their college. Your family automobile policy typically covers the car that your child drives to reach college, as long as the car is registered in your name. The monthly premium insurance amount will vary depending on the location of your child’s college and the distance between your home and college. If your child drives to a college in a different state, make sure that you minimum insurance requirements as per the states auto insurance law.

If you are looking for a family automobile insurance, the best place to look for insurance is over Internet. Over the Internet, you can get online quotes from insurance providers, compare the quotes and make your decision depending on the coverage included in the policy and your budget.

Back to Glossary |  Florida Auto Insurance |  Family Automobile Policy