Florida Auto Insurance - Stacking of limits

When an individual is insured with multiple policies, over multiple policy periods, and suffers a loss, which caused a certain amount of damage over two or more than two policy periods, the process of applying the policy limit of each of the insurance policies is known as stacking.

Let us take an example here- Suppose a person owns insurance policies that have uninsured, motorist bodily injury limits of $100,000/$300,000 on two policies, then the person can add up these policies to pay for the losses incurred. In such a scenario, the total amount of coverage under which the accident will be covered, will account to $200,000/$600,000.

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