Florida Auto Insurance - Are You Underinsured?

All states in the US require the insurance policy holders to hold a policy for a particular amount for all types of insurance including automobile insurance. The amounts of minimum insurance requirement vary from state to state. If the policyholder has insufficient insurance coverage, the policyholder is termed as Underinsured.

Underinsured automobile insurance policy can be defined an insurance policy that covers for bodily injury and property damage caused by another motorist who has insufficient coverage to pay for the damages suffered by another person. The policy compensates the injured party for the difference amount between the loss suffered and the liability covered by the insurance of the driver at fault.

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